Working with your ag lender

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With credit markets tight and most agricultural enterprises less profitable than in recent years, farmers and ranchers face still challenges in securing financing. But all is not lost. Iowa State University Extension economist Robert Jolly offers these tips for preparing yourself for a successful trip to the bank.

In this month’s Growing Beef newsletter from the Iowa Beef Center, Jolly outlines steps that will make it easier for your lender to finance your operation. These include:

  • Understand your lender.
  • Know your situation.
  • Analyze your performance.
  • Use best management practices.
  • Have a plan.
  • Have a “plan B.”

Read the  full article for details on how to carry out these steps.

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