Management

How to talk to a lender about hedging

When a farm owner or manager embarks on a capital project or planned expansion, the lender will likely require assurances that a structured plan is in place to remove as much risk as possible, assuring repayment. FULL STORY »

Questions a dairy farmer should ask his or her veterinarian

How can you get the most out of your relationship with your herd veterinarian? Ohio dairy veterinary practitioner Fred Gingrich offers his advice. FULL STORY »

11 nifty uses for milk (besides drinking it)

From soothing sunburns to fixing cracked china, milk does more than just a body good. FULL STORY »

Hedging: A sustainable Business Practice

Hedgers enter transactions to avoid potential future losses. Speculators enter transactions to “beat” the market. Hedging results in a known price today for something you will sell or buy in the future. The transaction replaces uncertainty with greater certainty. Conversely, doing nothing to insure against loss is speculating. FULL STORY »

Dead on Arrival

Life and death are things you learn about an early age growing up on a farm or ranch. Over the weekend, I was reminded of the importance of those lessons. FULL STORY »

Precision decisions

Precision dairy technology is rapidly changing the dynamics of the industry. There are many technologies available, but selecting the right type of precision equipment to invest in can be a difficult choice. FULL STORY »

Keep expenses in the content of profitability

Milk and feed price volatility — and their associated challenges — aren’t going to disappear anytime soon. While it’s essential to monitor these factors, it’s easy for dairy producers to hone in on expenses during tough economic times and overlook the larger profitability picture. FULL STORY »

The good side of technology

Dayton, Texas — In late July, I found myself poking at hay bales, seeing if my finger could press in a little ways in the middle of a round bale — but hardly any on the outer portions since it was wrapped so tight. On a field day with the New Holland folks, I became more and more aware of the science of hay-making. For example, bale weights can tell you where the best hay in the field is located. FULL STORY »

What keeps employees?

It would be easy to think that when an employee leaves your farm, at least you are saving a few dollars on the payroll. Actually, various studies have shown that you will probably incur costs to the business equal to 30 to 150 percent of that person’s pay. The payroll is lower, but shuffling staff to cover the opening, the hiring process and training time all hurt productivity on the farm and may incur some actual costs for overtime, advertising, and so on. FULL STORY »

World Dairy Expo about to take center stage

It will become the “Center of the Dairy Universe” Oct. 1-5 at the Alliant Energy Center in Madison, Wis. FULL STORY »

Injection basics: First do no harm

New York veterinarian Mark Thomas offers advice on managing the products and procedures used to administer injectable vaccines and medications. FULL STORY »

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