You will soon have a new financial-management tool. livestock gross Margin for Dairy is expected to be unveiled this summer pending Risk Management Agency validation of the data used to develop the program. The tool is a dairy-insurance program that provides protection against unexpected declines in gross margin (market value of milk minus feed cost) on a target quantity of milk. It will be operated through the U.S. crop insurance program. Once approved, it will be available in 32 states.