Should you purchase nursing home insurance?
Nursing home insurance is receiving a lot of coverage in the financial press. A common sales pitch: You don't want to have to liquidate all of the assets that you worked so hard to build, and that you want to pass on to your children, in order to pay for long-term care. The solution, of course, is buying nursing home insurance. FULL STORY »
Riding out the downside
As I visit with dairy producers throughout the major milk-producing areas about the current roller coaster ride we are on, I hear a wide range of assessments. Some think the downturn is temporary and that a new government support program is necessary and inevitable. Others think this downturn could last for up to two years. FULL STORY »
Prep your income for leaner times
Baby boomers are reinventing retirement and savings plans. They are expected to live longer, play harder — and many will work part-time to help stretch their money with the hope that they will not outlive their savings. FULL STORY »
Mycoplasma an emerging disease?
No, it is not, Mike Overton, dairy scientist at the University of Georgia, told an audience at the American Dairy Science Association annual meeting in July. FULL STORY »
Heirs to success
A couple of years ago, I wrote a column on "continuity of management" - a key to the decision-making process for credit needs - and thought we should visit it again. This is an area of great importance when financial institutions make credit decisions. FULL STORY »
Set your own standards of performance
I cannot think of anyone who does not periodically want to see how they "stack up" against their peers. This need to see if we are as good as the next guy is quite natural and somewhat beneficial in that it pushes us to strive for improvement and excellence. We cannot, however, let the actions and activities of others be our sole motivator or performance standard. FULL STORY »
Baseball and dairying: Which league are you in?
Some baseball players spend the better part of their careers bouncing back and forth from the major league to the minor league. Even though the rules of the game are the same for both leagues, and all teams have the goal of winning, the level of management can differ greatly. FULL STORY »
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