Call the bank before the bank calls you

There is no denying that the dairy industry has struggled financially for the past few years. In California, it has been reported that 99 dairies went out in 2008, 100 closed shop in 2009, and 37 were gone in 2010. FULL STORY »

Is an earthquake likely?

As we watch the world deal with the devastating effects of the earthquake in Japan, and the aftershocks that have continued to ravage that country, many may be thankful that they don’t have to deal with earthquakes here. But there are several regions in the U.S. that might consider doing some planning for an earthquake. California might be top of mind when it comes to earthquakes. However there are serious concerns over fault lines in the Midwest. FULL STORY »

Chart a better future for your dairy

As things seem to be improving on the dairy price outlook, now is the time to take a look at management strategies to weather the next downturn, suggests Tim Dolan, University of Minnesota extension educator, Sibley County. That will be much easier to say than to do. Cash flows will still be tight with inputs also on the rise. Every situation is unique but all have some similarities. One similarity at this point seems to be all who are still in business have an ability to manage in times of adversity, he notes. FULL STORY »

Get a grip on risk

“The risk in agriculture today is greater than it has been in the past,” say Purdue University economists Mike Boehlje and Brent Gloy. Although their focus is primarily on crop production, their insight applies to all ag operations. Their FULL STORY »

What’s your contingency plan?

Death, divorce and disability can leave a farm struggling financially if there is no contingency plan in place, says a Purdue University Extension financial planning and tax specialist. A contingency plan defines how a farm will recover from a critical event to resume normal operation. It helps you think clearly in emergency situations so you can avoid trying to solve problems at the last minute. FULL STORY »

Emergency plans vital to protect farms

Every farm should have a disaster plan to protect assets from natural disasters and other emergencies, said a Kansas State University extension communication specialist. FULL STORY »

Flooding and cattle health

Veterinarians involved in the 2008 floods as well as hurricanes Katrina and Rita and other flooding events offer advice on preparing for disaster. FULL STORY »

Resources to cope with a drop in income

Knowing what to do when you’re faced with an abrupt drop in income due to a layoff, salary reduction, illness or divorce can seem overwhelming. To help people find ways to make ends meet in the midst of turbulent economic times, UW-Extension Family Living Programs has developed an online financial management and resource tool. FULL STORY »

Proactive farm management with a plan

A business plan to empower your farm management. FULL STORY »

A compass for navigating today’s economic whitewater

The past couple of years have been challenging for dairy producers, to say the least. So it was standing-room only at the session offering insights into how to manage today’s “economic whitewater” at this week’s Professional Dairy Producers of Wisconsin Annual Business Conference in Madison, Wis. FULL STORY »

Gutsy decision pays off

At the Professional Dairy Producers of Wisconsin Managers Academy in Albuquerque, N.M., Andy Young, a dairy producer and strategist with Pennfield Dairy Profitability Team, a feed mill and dairy solutions provider on the east coast, shared a gutsy decision that his family made. FULL STORY »

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